Chapter 15: Funds Guide
Funds provide a simple way to invest in a diversified portfolio without having to select individual securities.
This guide builds on the Indices Guide and explains how to understand and use listed funds on Investi.
Progress: Chapter 15 of 16
📌 What You Will Learn
- What investment funds are
- How listed funds work in Malta
- Key fund terms (ISIN, class, factsheet)
- How to analyse and compare funds
📊 What is an Investment Fund?
An investment fund pools money from multiple investors and invests it across different assets.
These assets may include:
- Equities (shares)
- Bonds
- Cash and other instruments
Instead of picking individual investments, you invest in the fund itself.
💡 Funds are ideal for diversification and passive investing strategies.
🇲🇹 Funds on the Malta Stock Exchange
On Investi, funds are listed with key information such as:
- ISIN Code
- Fund Name
- Class (e.g. Accumulator)
- Investment Region
- Last Update
- Factsheet (PDF)
Browse available funds:
View Funds
🔍 Key Fund Terms Explained
🆔 ISIN Code
A unique identifier for each fund.
📂 Fund Class
Different versions of the same fund (e.g. income vs accumulation).
- Accumulator → reinvests earnings
- Income → pays out distributions
🌍 Investment Region
Where the fund primarily invests (e.g. Malta, Europe, Global).
📄 Factsheet
A document containing detailed information about the fund.
This includes:
- Strategy
- Performance
- Holdings
- Risk profile
📊 How to Analyse a Fund
When reviewing a fund, consider:
- Investment strategy
- Historical performance
- Geographic exposure
- Risk level
Compare with:
📈 Funds vs Direct Investing
✅ Advantages
- Diversification
- Professional management
- Lower effort required
⚠️ Disadvantages
- Less control
- Management fees
- Performance depends on fund manager
🧠 When to Use Funds
Funds are suitable for:
- Beginner investors
- Long-term investing
- Portfolio diversification
If you prefer direct analysis:
⚠️ Common Mistakes
- Ignoring the fund’s strategy
- Not reading the factsheet
- Chasing past performance
- Overlooking fees
💡 Always understand what a fund invests in before committing capital.
🔗 Related Guides
⬅️ Previous:
14. Indices
➡️ Next:
16. Glossary